24.6 C
Lagos
Monday, September 28, 2020

Why You Need Health Insurance

- Advertisement -

Aside from the fact that it is mandatory to have health care coverage in the US or you pay out of pocket and also pay a fine, there are many other reasons you need health insurance.

- Advertisement -

Medical advances in treatment and care help us live longer, healthier lives. These advances also add a lot to the cost of life saving measures.

Hospital emergency rooms care for urgent needs which you will have to pay for eventually, and insurance will help immensely with the cost. If you need follow up care like a visit to the doctor or rehab center, you’ll be responsible for the total bill without insurance.

People with insurance coverage are more likely to get routine and preventive care because they know the bill will be covered.

Paid annual check-ups and preventive care allows your doctor to catch any problems. These problems are easier and less expensive to treat when caught early. Young people reap the benefits of wellness care that can help prevent trouble later in life.

Having health insurance gives you peace of mind. You can compare it to having car insurance in that you hope you never need it for emergencies, but if you have it you will be prepared for an unpredictable or unexpected event.

The added plus of health insurance is that it’s also there for predictable events, like having a baby. The inability to pay for medical bills is one of the most common reasons for personal bankruptcy and ruined credit.

The premiums, deductibles, and co-pays are sometimes hard on the family budget, but are far better than declaring bankruptcy.

Speaking from experience, the benefit of having your medications covered if you or a family member has a chronic illness is priceless. The full price of medications without the discount you get through insurance is astronomical.

Don’t wait til someone is sick to search out a good health care plan. Do it now so you will be prepared for those unforeseen circumstances every family faces and to insure through preventative care that everyone is in tip-top shape.

- Advertisement -
Insurance
  • Save
- Advertisement -

Disclaimer: This article is purely informative & educational in nature and should not be construed as medical advice. Please use the content only in consultation with an appropriate certified medical or healthcare professional.

Editor
Editorial Staffs at Healthtian, A team of Writers.
- Advertisement -

Trending Now

A Hair Transplant Story

The ramp up to the happy endings of stories normally do not happen with a surgeon holding a knife on top of your head. Hair...
- Advertisement -

Skin Rashes: Causes, Symptoms and Effective Home Remedies

Skin rashes are common skin problems experienced by millions of people worldwide; it is characterized by a visible change in the color...

Atis Fruit: 10 Health Benefits of Eating Sugar Apple

Sugar apple (Atis fruit), is the Annona squamosa fruit belonging to the natives of West Indies and to the tropical Americas like Peru, Mexico,...

Spider Bites: Symptoms, Treatment & Identification

Spider bites in the United States are often annoying but they are rarely fatal. If a person gets bitten by a black...

How to Increase Sodium Levels in Your Blood?

Levels of sodium in the blood is often a misunderstood topic and it is extremely necessary that we as individuals understand the meaning and...

Hole in the Heart: Causes, Symptoms and Treatment

Normally, the heart is divided into two parts - left and right - which are separated by a septum (which separates the two upper...

Enlarged Clitoris: Causes, Treatment and Symptoms

The clitoris is simply a female sexual organ located slightly above the urethra, a section where urine is released from the female body. A...

8 Ways to Remove Dandruff Without Washing Hair

There are about 50 million Americans are diagnosed with dandruff which is an alert problem. Dandruff not only cause damage to your...

7 Types of Disability and Examples

For disabled people life is a lot different than the rest of us. They don’t lead normal lives like we do and need assistance...

8 Majors Types of Bongs – Which One Strikes You

One of the best ways to consume cannabis is to smoke it straight from a bong. Bong offers a better way to enjoy your...

How to De-worm Yourself Naturally?

Parasitic or intestinal worms are behind many health challenges people face; they can cause a lot of problems including digestive problems. Some common types...

Friends

Newsletter

Nurture yourself with health tips, wellness advice, and more.

- Advertisement -

Related Posts

Can Stress Be Beneficial?

We frequently refer to stress as to a source of negative emotions and unhealthy conditions. It wouldn’t be a discovery of America if we...

Cleft Palate and Cleft Lip – Causes, Symptoms and Treatment

Cleft lip and cleft palate are two common developmental disorders that occur during pregnancy. They are facial and oral disorders that occur within the...

Lifesaving Strategies to Tighten the Reins on Your Stress

Stress is all around us, and we can’t escape it. But, at the same time, chronic, unrelenting, stress can wreak havoc on our bodies...

Assume the Worst, Hope for the Best

Safe medical practice is much more than following guidelines and treating patients. These days, it’s an all-encompassing milieu of factors far beyond medical management. From...

LEAVE A REPLY

Please enter your comment!
Please enter your name here

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Insurance
Copy link
Powered by Social Snap