Moms know that money is hard to come by once the little ones arrive. Diapers, daycare, toys, food, clothing, accessories and such all add up to huge amounts over the course of a short time.
However, moms will appreciate the huge amount of money that can be easily saved when you keep just a few tips in mind. Here we will share with you 15 of the best money-saving tips for moms. Put all of these tips to work for you!
1. When going out on a non-shopping trip, leave your cash at home, with the exception of a few bucks for use in case of an emergency. You’re surely not going to run home and back out with kids to grab $5 for something that you probably don’t really want any way.
2. Clipping coupons is not a waste of time. It can certainly help save a ton of money each and every time that you shop, get a haircut, enjoy an activity, go out to eat and more.
Coupons can be found on couponing websites, manufacture websites, in Sunday newspapers, and many other places. Use them and cut back tremendously on your shopping costs. Diapers and formula coupons are especially valuable.
3. Whether it is your babysitter or credit card company or you cell phone provider or your appliance repair company, comparing will help you get the best rates for that particular service. Comparing can save you as much as 75% per bill.
4. Stop buying prepackaged foods. Not only are they unhealthy, they’re also much more expensive than preparing those foods yourself. Yes, they are convenient, but you can make your own ready-to-go packages with the foods that you make and save more while keeping foods tasty and healthy.
5. Switch to generic brands. Most generic brands are just as good as the brand name for a fraction of the cost.
6. Sign up for email lists of your favorite brands. As a member of these lists you will be the first to receive exclusive coupons, free samples and other promotions. Many companies even have special clubs that can get you some freebies.
7. Stop paying convenience fees. If you have just four bills per month that each charge $5 fees for paying online, you’re spending $120 a year for nothing! Also, watch ATM fees, which quickly add up.
8. If you stop eating out, there is a ton of money that can be saved. Now and again, okay. Regularly, no.
9. Prepare your child’s lunches for school. Breakfast and lunch can cost $10 per day, per child. Cut those costs and make your child a healthier lunch by preparing it at home and sending with your little ones.
10. Obtain a library card, if you don’t already have one. You can rent books and DVD movies for your child to watch rather than purchase them. There’s no fee to rent from the library, so there’s definitely a lot of cash to be saved.
11. Shopping at thrift stores is yet another fantastic way to cut costs. Thrift stores oftentimes have good as new clothing, appliances, and household items, among other things. You can even find new items on occasion. Purchasing from such stores can save you as much as 90% on the things that you want and need.
12. Invest in a deep freezer, and buy in bulk. You might be surprised at just how much money you can save by buying in larger quantity at one time.
13. You should also learn to eat leftovers, if you don’t already. Believe it or not many foods are better the second time around, and you will save time from cooking every night.
14. Don’t forget those end of season sales. You can really find good deals for kids clothing and many other items at these sales.
15. Children’s play dates at home is another way to save money. Purchasing an expensive membership in order for your child to enjoy play time is a waste of your hard-earned cash. Invite the kids into your home instead.